Insurance

mandt

Does this seem like a reasonable price for insurance. Seems high to me because it is about the same as a car. Thoughts? Geico.

BirdieJane

My State Farm policy is $12.00 a month

IrishCamper74

My yearly total with Met Life is $120.

dmerzbac

State Farm for me is about $300 a year.

Sharon_is_SAM

Mandt,  there is a difference between insuring for full replacement coverage where you have a completely separate policy from your home or auto, vs having your liability covered by your auto.  Look at the difference between a Progressive Policy and a State Farm policy to see the difference.  As I understand it, if your auto policy covers your liability, then you are only covered for trailer contents etc when you are hitched to your car.  If you have a full value replacement policy, you are protected while stationary or hitched.  The price will reflect the expanded coverage.  

Hvtymwiltravel

Good Sam insurance for a 2017 T@B 400, full coverage, 500 deductible, with replacement value is $308 per year for us.

BirdieJane

Correction ours is $24.00 a month. 288.00 a year

wizard1880

Ours is $11 per month through state farm.  It has replacement coverage for theft, $250 deductible comprehensive but I don't know other specifics without looking at the policy description directly

Rolltide82

Mine is 280 a year.   Through geico

iz6

I also have Geico. And I'm in California.

My 6mo premium, with Total Loss coverage, is $199.

mandt

Wow looks like I need to make some calls. Thanks everyone. Off to pick up our tab tomorrow!

wizard1880

It really depends on state too I think.  I know California is just awful.  I never hear the end of it from my bro in Huntington Beach...

mandt

I live in Michigan and it is a no-fault state. Maybe that is the issue.

Donnab

I just bought mine and premium was $171 a yr with Erie

Photomom

Check with Progressive. Our independent agent recommends them for RVs. Make sure they know it's a travel trailer, not a motorhome. A motorhome would need liability coverage.

TabbyCat

Helpful info for thinking ahead.  Thanks!!

Mouseketab

Alabama Farm Bureau is 118 a year. Yes, my liability is with my vehicles when it is towed, but comprehensive and collision coverage is there whether it's hooked to my tow vehicle or not.

drpprmt

State farm $8/mo.  Insured by car policy when in tow.  Not full replacement, just current value replacement.