Insurance

My yearly total with Met Life is $120.

Mandt,  there is a difference between insuring for full replacement coverage where you have a completely separate policy from your home or auto, vs having your liability covered by your auto.  Look at the difference between a Progressive Policy and a State Farm policy to see the difference.  As I understand it, if your auto policy covers your liability, then you are only covered for trailer contents etc when you are hitched to your car.  If you have a full value replacement policy, you are protected while stationary or hitched.  The price will reflect the expanded coverage.  

Correction ours is $24.00 a month. 288.00 a year

Mine is 280 a year.   Through geico

Check with Progressive. Our independent agent recommends them for RVs. Make sure they know it's a travel trailer, not a motorhome. A motorhome would need liability coverage.

Alabama Farm Bureau is 118 a year. Yes, my liability is with my vehicles when it is towed, but comprehensive and collision coverage is there whether it's hooked to my tow vehicle or not.